The Risks of Indecision and Inaction

As difficult as some decisions may be, putting them off may effectively eliminate your best options and leave only one course of action.  Quite often that default option never would have been the first choice.  It was simply the one that required the least effort.  To quote Peter Drucker, “One has to make a decision […]

Certified Senior Advisor (CSA)

Guest Author:  Amanda Varga Don has recently gone through the books, class time (3 days!) and the testing to become a CSA. What does that mean? CSA stands for Certified Senior Advisor. It means that he has gone through additional training to set him apart from his peers. This particular designation is not specific to […]

Why Is Credit Important?

I often meet people who are happy that they have no open credit accounts. Being out of debt gives great freedom and is something I endorse, but it is still important to have credit available. Here’s why. I got an email on Tuesday telling me of a woman about to be discharged from a hospital […]

The Move Down Trap

People in their 40s, 50s or 60s commonly buy a “trophy house” while they are working and have a family, with the intention of “moving down” when they retire.  This can work fine if the “trophy house” is paid for, along with all other debt, before the buyer stops working.  If not, then the trap […]